Choose Your Plan

Start free, upgrade when you need more power

Monthly Yearly Save up to 30%

Your Current Usage

0/5
Transactions This Month
0/1
Active Integrations
Starter
$5/month
Get started with smart bookkeeping
  • 5 transactions per month
  • 1 bank or accounting integration
  • Basic AI categorization
  • Voice input/output
  • 10 AI chats per month
  • MCP / AI agent access (32 tools)
  • Email support
  • Unlimited transactions
  • Receipt scanning
Plus
$10/month
Unlimited transactions for growing businesses
  • Unlimited transactions
  • 5 integrations
  • Advanced AI categorization
  • Unlimited AI chat
  • Mileage tracking (unlimited trips)
  • Receipt scanning & OCR
  • Export to CSV/Excel/PDF
  • Priority support (24hr response)
Pro
$15/month
Full power for serious business owners
  • Everything in Plus, plus:
  • Unlimited integrations
  • Multi-user accounts (up to 5 staff)
  • Advanced financial reports
  • Cash flow forecasting
  • Budget tracking & alerts
  • Dedicated support (4hr response)
  • API access
  • MCP / AI agent access (32 tools)

Frequently Asked Questions

Can I change plans anytime?
Yes! You can upgrade or downgrade your plan at any time. Changes take effect immediately, and we'll prorate your billing.
What happens if I exceed my free plan limits?
You'll see a friendly message asking you to upgrade. Your data is safe - you just won't be able to categorize more transactions until you upgrade or the month resets.
Do you offer annual billing?
Yes! Toggle to "Yearly" above. Plus is $59/year (save $61) and Pro is $159/year (save $21).
Can I cancel anytime?
Absolutely. No contracts, no commitments. Cancel anytime from your billing settings. You'll keep access until the end of your billing period.
Is my financial data secure?
Yes! We use bank-level encryption (AES-256) and never store your bank passwords. All connections are secured with OAuth and TLS.
Can I connect Claude or other AI agents to PennyBot?
Yes — and it's free on every plan. PennyBot has a built-in MCP (Model Context Protocol) server with 32 tools. Generate an API key from Settings → Developer, add it to your Claude Code config, and your AI agent can read transactions, run reports, categorize expenses, and more. Learn more →